Photo by
Mary C Smith
Saturday, April 28, 2012
Monday, April 9, 2012
I ♥ the USA
A stable is a building in which livestock, especially horses, are kept. It most commonly means a building that is divided into separate stalls for individual animals. There are many different types of stables in use today such as the American barn which is a large barn with a door each end and individual stalls inside or free standing stables with the classic top and bottom opening doors. The term "stable" is also used to describe a group of animals kept by one owner, regardless of housing or location.
The exterior design of a stable can vary widely, based on climate, building materials, historical period, and cultural styles of architecture. A wide range of building materials can be used, including masonry (bricks or stone), wood, and steel. Stables can range widely in size, from a small building to house only one or two animals, to facilities used at agricultural shows or at race tracks, which can house hundreds of animals.
The exterior design of a stable can vary widely, based on climate, building materials, historical period, and cultural styles of architecture. A wide range of building materials can be used, including masonry (bricks or stone), wood, and steel. Stables can range widely in size, from a small building to house only one or two animals, to facilities used at agricultural shows or at race tracks, which can house hundreds of animals.
Tuesday, March 20, 2012
Affordable Health Care is Not Affordable in Kentucky
I have been in the workplace for over 1/4 of a century, having obtained my first job during the early 1980s. I was once "secure" in the knowledge I could take any member of my family for a visit to our family doctor, without worry of being able to afford it. This is now not the case.
I have personally experienced the decline of my family's health care coverage, especially during the last decade. I work for a fortune 500 hundred company; which initially, offered some the best health benefits in the United States. Since the early 2000s, the cost of my family's benefits has increased each year to the point where I can almost no longer afford to even carry it. I am required to pay almost $100 a week to insure my family. We no longer have an affordable co pay, but am required to fulfill a percentage of the total of each and every visit. For those of us living on a budget, this is almost impossible. Our family can no longer run to the Dr. for a sore throat, a rash or even a mild fever. Our visits now must be only, "emergency in nature." When I read all the "benefits" listed on this government website (check the link below) I realize that by not allowing families to pay an affordable low co pay, they are putting a stranglehold on health care.
http://www.healthreform.gov/reports/statehealthreform/kentucky.html
I do believe some of the benefits listed on the government website are good, for example, the ability to keep an older child insured until the age of 26 was a "much needed" benefit for families. However, there needs to be additional thought given to the fact that having a low co pay allows families to have access to a doctor, without worry of not being able to pay a large fee, after a large deductible is met. I currently pay $4,000 a year for family health insurance but we do not receive any benefits until I pay an additional $500 deductible each year.
Families need their co pays returned. Most aspects of Kentucky's health care reform only works for the uninsured, not the insured.
M Smith
I have personally experienced the decline of my family's health care coverage, especially during the last decade. I work for a fortune 500 hundred company; which initially, offered some the best health benefits in the United States. Since the early 2000s, the cost of my family's benefits has increased each year to the point where I can almost no longer afford to even carry it. I am required to pay almost $100 a week to insure my family. We no longer have an affordable co pay, but am required to fulfill a percentage of the total of each and every visit. For those of us living on a budget, this is almost impossible. Our family can no longer run to the Dr. for a sore throat, a rash or even a mild fever. Our visits now must be only, "emergency in nature." When I read all the "benefits" listed on this government website (check the link below) I realize that by not allowing families to pay an affordable low co pay, they are putting a stranglehold on health care.
http://www.healthreform.gov/reports/statehealthreform/kentucky.html
I do believe some of the benefits listed on the government website are good, for example, the ability to keep an older child insured until the age of 26 was a "much needed" benefit for families. However, there needs to be additional thought given to the fact that having a low co pay allows families to have access to a doctor, without worry of not being able to pay a large fee, after a large deductible is met. I currently pay $4,000 a year for family health insurance but we do not receive any benefits until I pay an additional $500 deductible each year.
Families need their co pays returned. Most aspects of Kentucky's health care reform only works for the uninsured, not the insured.
M Smith
Monday, March 19, 2012
Sunday, March 18, 2012
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